Sky Blue Credit Reviewed
Sky Blue Credit company is a national credit repair company which assists people in cleaning up their credit histories and improving their credit scores. They offer less services than other providers but one of their selling points is their work with credit monitoring agencies. They have been in business since 1989, helping individuals improve their credit scores.
The companies service plans start at $59 a month, their service plans include the ability to dispute 5 items with each credit reporting agency. They also offer discounts for couples which helps if both you and your spouse need credit repair services.
Sky Blue Credit is great if you don't have a complicated credit history and are looking for professionals to help clean up issues with your credit history.
About the Sky Blue Credit
Sky Blue is a company that specializes in helping people repair their poor credit. The professionals that make up this company assist people by telling them what they should be dispute on their credit reports and when. This company operates on a national level and is registered with the States Attorney General offices, as it is a requirement for them to do so. Anyone who is struggling to get a loan or something else because of a low credit score will find that this company may be able to help.
This credit repair company offers fewer services than most other similar businesses, but they do work with third-party reporting bureaus for credit reports and monitoring. You will be able to find links on this company’s website that will give you more information about services you’ll require, including getting a credit report for free as well as credit monitoring during this process.
With over 25 years of experience, Sky Blue Credit has helped many people to significantly improve their credit ratings through numerous methods since 1989.
Why You Should Select Sky Blue Credit to Improve Your Credit
There are a number of different benefits associated with choosing Sky Blue Credit to help with your poor credit, including the fact that they can help you dispute up to 15 different items on your credit report, with a total of 5 items per bureau. If you have many different negative items on your report, you will potentially be able to get a greater number of them removed faster. One of the best reasons to select this particular credit repair company is that they tend to work more quickly and effectively than the others.
The professionals that make up Sky Blue Credit are incredibly experienced and knowledgeable, so you can trust them to provide you with expert advice and assistance when it comes to improving your overall credit rating. This team of experts will take your credit report and perform an in-depth analysis to find potential errors and compliance issues that could be hurting your credit in a very significant way. Another great thing about this business is that it offers customized services to match the needs of each individual client, so you will get exactly what you need and nothing less.
Sky Blue Credit has an A+ rating with the Better Business Bureau, which is definitely a sign that they are incredibly reputable as well as effective in the services they render. This company has also been around for 25 years, making them one of the more experienced credit repair companies in the country. The customer support that this company offers is excellent, providing those with any questions or problems with numerous ways of getting help when they need it.
Those who are looking for a specially customized credit repair solution will find that this company has a lot to offer overall. While it’s true that the number of disputes this company can help with is limited, it has still helped countless people across the nation. There are a few additional services that Sky Blue Credit offers, including debt validation as well as Goodwill letters and negotiation guidance.
You will find that Sky Blue Credit uses a number of different completely legal methods to help their clients with disputing numerous items on their credit reports. One of the biggest benefits of choosing this credit repair company over some of the others out there is that they are cheaper. While many of these companies charge a ridiculous amount for their services, that is not the case with this one at all.
How much does Sky Blue Credit service Costs
Sky Blue Credit charges an initial review/setup fee of $59 and then a monthly fee that is also $59. The one-time review/setup fee is charged six days after you sign up, and monthly fees do not start until a month later. You can also choose to sign up for with this company for credit repair services as a couple, which costs $99 for the initial review/setup and then $99 per month. Those who sign up for these services will be able to cancel them at anytime with no further obligation whatsoever.
The first step in signing up with Sky Blue Credit is to fill out their online enrollment form on their website. This form will require you to submit your name, address and other personal information. You will need to provide this company with a credit or debit card to pay for their services.
After you have completed the online enrollment form on the Sky Blue Credit site, you will get an email from them telling you that you must purchase a tri-merge credit report. The “Tri-Merge Credit Report” just refers to your credit report from the three major credit bureaus. You will purchase this credit report through a completely separate credit-monitoring service that is not associated with Sky Blue Credit at all. This company charges $29.95 per month for their credit monitoring service. After you receive your credit report, you will need to send it to Sky Blue so they can look it over.
When you receive your credit report, you won’t have to worry about any damage being done to your credit as a result. The 3-bureau report you receive will provide you with a detailed and comprehensive breakdown of your credit, which Sky Blue Credit will be able to use to help you. This company performs a side-by-side bureau comparison in order to identify discrepancies between bureaus.
Once you have paid all of the required fees and submitted your credit report to Sky Blue, they will run through your credit carefully line by line in order to identify bad credit items, such as late payments, debt collections, charge-offs, foreclosures, repossessions and others. You will receive an email that will provide you with detailed information on the various bad credit items that are discovered from looking through your credit report.
The fact that Sky Blue Credit only charges $59 per month for their services is fairly good, especially when you consider how much more you can expect to pay with other credit repair businesses. You will not be charged anything until the date you see on the website when you sign up, so you will know exactly when your debit or credit card will be charged the $59 each month. Signing up for this credit repair service is a very quick and easy process that doesn’t take much time at all. The monthly fee for these services will automatically will be charged to your card on the date indicated on the website, so you do not have to go to the trouble of making manual payments.
Sky Blue Credit Customer Reviews
There are quite a few customer reviews for Sky Blue Credit that you can find on the internet, and an overwhelming majority of them are very positive. Thousands of people have benefits from the credit repair services this company offers, and that is reflected in the countless reviews on various websites you will find. Other than having an A+ rating with the BBB, this credit repair company has many reviews for people whose credit scores have been significantly improved by the professionals at Sky Blue Credit.
Sky Blue Credit also has a rating of 4.6 out of 5 stars on TrustLink, as well as more than 25 positive reviews from former and current clients. A huge number of people who review this credit repair company online claim that this company has really helped to improve their credit ratings by finding errors on their reports and doing other things that have been tremendously beneficial for them. Many of the financial review websites that have reviewed this company regard it as being highly reputable and trustworthy as well as incredibly effective.
You will find that this company also has a rating of 4.6 out of 5 stars on aaacreditguide.com, which is a very reputable site that casts a critical eye on companies like Sky Blue Credit. If you go to the Better Business Bureau’s website and look up this company, you will find that there are a total of 23 reviews, all of which are incredibly positive. A lot of people who review this company tend to comment on the effectiveness of their services, their high-quality customer support and reasonable monthly rates.
When you begin read the reviews for Sky Blue Credit, you will be able to find out about the personal experiences that some of this company’s clients have had with them over the years. While it might be true that there are the occasional negative reviews, a vast majority of them are very positive. Typically people who review this company online recommend their services to friends and family because of how well they worked for them personally.
It is very clear based solely on the online customer reviews that Sky Blue Credit is a highly reputable company that is able to achieve significant results for those who have poor credit. While a lot of other credit repair companies tend to have many negative reviews for former clients online, this is not the case with Sky Blue Credit at all. You will be able to find websites with numerous reviews for this company as well as sites with standalone reviews that are written by financial experts.
Unlike so many other so-called credit repair companies that exist today, Sky Blue Credit has very few negative reviews overall. Most of the websites that rate this company give it a high 4-5 star rating, which is much better than the competition. It is certainly important to take a close look at the overall reputation of the company you entrust to improve your credit, and this one in particular is known for being completely legitimate and helping people in a big way.
Is Sky Blue Credit Service Worth It?
Overall, those who currently have poor credit will find that Sky Blue Credit is worth at least trying out because of how effective their services have been for so many people across the country. While not everyone may benefit from these credit repair services on the same level, they can still be tremendously helpful to those who are struggling to improve their credit scores. The professional help that you will be able to receive from this particular company makes these services at least worth exploring.
Thousands of people now have better credit scores because they chose to pay for the credit repair services that Blue Sky Credit offers. Those who can benefit from these services the most are people who have extremely bad credit as a result of multiple late payments, foreclosures, collections and other things. If you have tried to improve your credit on your own but have not succeeded for whatever reason, you should certainly take the time to look into these services are everything they have to offer.
The fact that Blue Sky Credit charges a fairly low month-to-month rate with no contracts or obligations required makes their services all the more worth it for those with poor credit. While a lot of credit repair companies today require their clients to sign a contract that obligates them to pay for their services for a certain period of time, that is not the case with this one. When you pay for these services you will be able to cancel and back out at any time, so you won’t have to worry about needing to spend more money than you are currently comfortable with.
Those who are still somewhat hesitant about paying for Sky Blue Credit’s services will also want to keep in mind that they offer a satisfaction guarantee for their services, which means that you will get a full refund if you say that you are not satisfied within 90 days of signing up. The customized approach that this company takes to helping people improve their credit is just another reason why these services are well worth the money you are going to spend on them.
A majority of Sky Blue Credit clients work with this company for around six months, but the length of the program depends on how good or bad the person’s credit is overall. This company claims that they are able to add anywhere from 100 to 200 points to their clients’ credit scores, but once again it varies based on the individual and their situation. You will most likely be able to expect to start seeing results with regards to your credit within about a month after signing up with this company.
One of the more important things to consider when it comes to Sky Blue Credit is that their focus is not on working as quickly as possible, but rather as effectively as possible. And while it’s true that a majority of people who pay for these services do begin seeing results fairly quickly, the professionals that make up this company focus primarily on being thorough and improving their clients’ credit scores as much as possible.
When you are trying to determine whether or not Sky Blue Credit’s services are worth spending the money, you will first need to consider just how bad your credit is. Those who only have slightly bad credit might want to take a different approach to fixing it, but people with extremely bad credit can probably benefit from these services. It can very difficult to repair bad credit on your own, which is why it’s such a good idea to spend some time looking into these services before making a final decision.
It is important to keep in mind that Sky Blue Credit does not offer any solutions for those with legitimate debt, but rather helps those who have credit reports with errors or false information that could be hurting their credit. If you have reason to believe that your credit report contains any information that is not correct, paying for these services could be extremely helpful. You will definitely need to consider this when trying to decide whether or not paying for these credit repair services is the right decision for you and/or your spouse.
Sky Blue Credit is a highly reputable and high rated company that has been around for a while and offers some very effective solutions for those who have bad credit and want to improve it in a significant way. While it is true that there are quite a few credit repair companies out there right now, few of them are as well-known and trusted as this one. Those who are having a very difficult time getting their credit back on track will certainly want to at least explore this option because of everything it has to offer.
The more time and effort you put into researching Sky Blue Credit, the more likely you will be to pay for the various services they offer. With lots of positive online customer reviews and reasonable monthly rates, it is no wonder that this company has so many people paying for their services on a regular basis.